Mr. Tan Hai Liang, a Certified CreditProfessional with a Bachelor's in Business& Commerce from Monash University, has14 years of experience in banking andfinance. He has held roles at MetaFIConsultants, OCBC Bank Malaysia, andDanajamin Nasional Berhad, managingRM5.5 billion in bond programs. He is nowCo-founder and Executive Director at BilaBila Mart, focusing on businessdevelopment.